The Deal Desk (blog)

Funding the Build of a New Home

June 6,2024: Building a new home is not as simple as buying the lot in a desirable location with a pretty view. Working with an experienced real estate agent who specializes in new home construction can make your new home dreams become a reality.  The real estate agent can help you combine the lot purchase…

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Three Simple, Not So Easy Things

May 28, 2024: There are at least three things all Mortgage Loan Officers know and can agree on. The mortgage business is a documentation business. The Docs ultimately do all the talking. And there are a lot of docs to deal with (even when everything is digitized). This is a highly regulated business. There is…

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Great Rate Expectations

May 14, 2024: Home ownership is at 66 percent nationwide. And a huge percentage of those homeowners have fixed rate mortgages significantly below prevailing market rates. These people are effectively “locked-in” which limits their ability to make appropriate financial decisions to either upsize or down size their homes as their life circumstances change. There are…

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Some Thoughts on The Dollar

May 8, 2024: Here are some of ways the changes in the value of the US dollar impacts mortgage interest rates:  When the US dollar is strong, it can make US investments, including mortgage-backed securities, more attractive to foreign investors. This increased demand for US investments can lead to lower mortgage interest rates as lenders…

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Earth Day April 22, 2024

April 22, 2024: Some ways that mortgage lenders can support Earth Day, every day 

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